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For the most part, homeowners are responsible for what falls into their own...

Using Data to Think Strategically About Health Benefits

Save as PDF For many middle-market companies, health insurance plan years begin either December 1 or January 1.  This means that many employers will soon be gearing up for renewals and shift their focus to guiding their employees through the open enrollment process. Annual health plan renewals and open enrollments often bring up many questions for employers and employees alike: Does the health plan provide good value? Are the benefits offered competitive in today’s market? Are there sufficient options offered? Are employees carrying the right amount of the plan cost? While decisions for 2024 plans have likely already been made, it is never too early to start thinking strategically about your employee benefits...

What You Need To Know About Selecting a...

Medicare is a collection of health insurance plans issued by the federal government for those over the age of 65 or younger with disabilities. Although Medicare plans exist to help mitigate the cost of health insurance as people get older, they don’t cover everything.It’s a complicated topic, and Medicare health plan broker Sacket & Associates is here to help you understand the nuances so that you can get the most beneficial coverage for your situation. Understanding How Medicare Works If you’re 65 or older and a U.S. citizen, you can sign up for several different Medicare plans. Part A covers inpatient hospital and skilled nursing facility...

Tornado Damage During Hurricanes: Navigating the Deductible Dilemma

Note: This guest post is by Frederick “Beau” Kron, an Independent Adjuster, Trainer, Appraiser & Umpire. He has written this post as an Independent...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

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Affordable Housing’s Growing Insurance Problem

Save as PDF Even though many academics are sounding the alarm over the housing affordability crisis in the United States, the affordability problem continues to...

Singapore National Day Rally 2024: Key Highlights

The National Day Rally (NDR) is a significant event in Singapore’s political calendar, where the Prime Minister outlines the government’s vision for the future...

What You Need to Know

With the arrival of early spring, hail season is upon us, bringing the potential for costly property damage. According to recent reports, hail is...

Post-event cat bond pricing “quite different” with Milton compared to Ian: Icosa

Highlighting the still wide-range of uncertainty in insurance market loss estimates after hurricane Milton, catastrophe bond investment manager Icosa Investments AG has noted that...

Hurricane Milton insured losses estimated $17bn-$28bn inc. NFIP by CoreLogic

Hurricane Milton is estimated to have caused total insured losses of between $17 billion and $28 billion, CoreLogic has said, with this figure including...

Top Health Insurance Options for the Self-Employed in California

Navigating health insurance as a self-employed individual in California can be challenging. Whether you’re a freelancer, a small business owner, or an independent contractor, understanding your options is crucial for maintaining your health and financial security. This guide will...

Key Things To Know About How Dental Insurance Works

With a dental plan, you can take care of your teeth and gums, catch certain health issues early or prevent them altogether, and spend considerably less money on checkups and teeth cleanings. Dental insurance can be confusing, though. For...

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Tips for Winter Weather Travel

Save as PDF Nobody ever wants to be stuck in traffic or on the side of the road.  However, a situation that is typically more...

What Is the CalChoice Program for Group Health Insurance?

When business owners want to understand options for company health coverage, one question that a group health insurance broker often receives is about CalforniaChoice....

Have a Plan for Responding to Floods

Save as PDF Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring...

Finding a Group Health Insurance Broker For Your Company

Do you own a small business and employ a group of people? If so, you are likely interested in finding a group health insurance...

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Consumer Protection Assistance is Essential in a Group Legal Plan — Legal Insurance Blog — December 14, 2023

As an employer, you are responsible for providing your employees with a comprehensive benefits package that includes healthcare, retirement plans, and even legal assistance....

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Singapore National Day Rally 2024: Key Highlights

The National Day Rally (NDR) is a significant event in Singapore’s political calendar, where the Prime Minister outlines the government’s vision for the future and announces key policy initiatives. In 2024, Prime Minister Lawrence Wong delivered his first rally, highlighting...

No Longer Qualify for Medi-Cal? Here’s How to Stay Covered

Your health coverage is important to you. If you reside in the state of California, you may be wondering if your Medi-Cal coverage will continue. If your coverage is ending, the important thing to remember is that you do...

Your Guide to Purchasing a Home Security System

In today’s world, home security has become a top priority for homeowners looking to protect their property and loved ones. With burglaries and home invasions a constant concern, investing in a reliable home security system can provide invaluable peace...

Why Greater Financial Responsibility is the Best New Year’s Resolution — Legal Insurance Blog — January 2, 2024

Welcome to the new year! With the end of the past year and the start of this new one, it is time to reflect on the improvements you can make. If you want to start taking control of your...

Review your business life insurance policy annually

Life insurance can be a valuable part of your business plans.   We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation...

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

What do the Covid tiers mean for holiday letting in England?

Last Updated on January 11, 2021 by adminNational Lockdown – Stay At HomeOn the 4th January 2021 the Government announced a third lockdown in England to control the rapid increase of coronavirus cases. The devolved administrations in Scotland, Wales...

Get ‘hurricane ready’ before storms threaten home or business

Hurricanes can be among nature’s most destructive events.   Atlantic hurricane season runs from June 1 to November 30, though storms can take place outside of those dates. Take steps to minimize damage and speed...

Summer! Time for play … and maybe some work, too

Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.   Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...

Glenn Insurance Honors Military Family Members on Veterans Day 2022

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.May 26, 2022May 26: Closing at 12:00pmMay 25, 2023 Capt. Richard I. Risely, Union Army, Civil War. He is Tim Glenn’s Great, Great Grandfather.         We at Glenn Insurance support our men and women...

Prepare your property for wildfire, then review plans annually

Be proactive about preparing for the danger of wildfires. Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. Let’s discuss the why,...

Best Homeowners Companies Insurance That Cover Wind and Hail Damage

When it comes to protecting your home, homeowners insurance is a must-have. Understanding the ins and outs of homeowners insurance is essential for every homeowner. In this article, we will delve into what homeowners insurance is, why it is...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

How Does a Medicare Advantage Plan Work?

If you’re approaching age 65 or your Indicial Election Enrollment Period or just starting to explore your Medicare options, you’ve likely come across the term “Medicare Advantage.” Also known as Medicare Part C, Medicare Advantage plans are an addition to Original Medicare (Parts...

CHUBB MASTERPIECE INSURANCE FOR NJ CAR OWNERS

 Offering The Best Coverage Bogle Agency Insurance of Lyndhurst NJ offers Chubb Masterpiece Auto Preference automobile insurance to NJ drivers. This is the broadest automobile insurance coverage available in NJ. It is to a car owner’s benefit to learn about...

How to Prioritize Employees’ Healthcare Needs with Self-Funding

Highlights  Small to midsize companies are focusing on new employer healthcare priorities, including affordability, behavioral health access, and inclusive benefits for their employees. Employers are taking steps to offer low or no copays for health insurance plans and increase mental health...

Cut Healthcare Costs with Turnkey Employer-Sponsored Health Insurance

Highlights Turnkey health insurance offers your business a customizable solution for high-quality healthcare coverage that gives more flexibility and control over plan benefits while eliminating the high costs and complex management of traditional health plans. Roundstone’s turnkey approach to self-funding, powered...

Physician Mortgages: How to Skip the PMI and Save

Physician mortgages are special home loan options made just for doctors, letting them get a house sooner than they might have thought possible....

Frandsen Physician Mortgage Review (Updated 2024)

Frandsen Bank & Trust has a special loan offer for medical professionals living in Minnesota and Wisconsin. This physician loan is great because...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

Insurance rates—-What is really going on with these premiums and why they seem to be increasing!

This is a question we continuously get asked at CH Insurance. Clients with a good loss history, timely payments, excellent credit, and very good policies and procedures. All across the landscape consumers are feeling the pinch of their insurance...

Sackett & Associates Insurance Services, Inc Announces Promotion of Emma Fitzpatrick to Vice President

SEBASTOPOL, CA, UNITED STATES, November 15, 2023  - Sackett & Associates Insurance Services, Inc is thrilled to announce the promotion of Emma Fitzpatrick to the role of Vice President. Having been an integral part of Sackett & Associates Insurance...

Best Insurance Agents Near Me

Insurance is a financial backup that gives you peace of mind. And it doesn’t have to be overly expensive as long as your coverage needs are met.The coverage you need may or may not be similar to what...

Breast Cancer on the Rise in Young Women in Singapore

Cancer is often perceived as an illness of seniors. However, breast cancer diagnosis is on the rise for women aged below 40 in Singapore. Cultural and lifestyle change have contributed to this trend, and as patients and physicians are...

Empire Life Blog 2024 Semi-annual Market Outlook: U.S. equities

Market sentiment now indicates that rate cuts will not occur until the third quarter of 2024. Despite signs of strength, the direction of the economy and the likelihood of a recession remain uncertain. Relations between the U.S. and China...

How Advisors Can Grow Their Book of Business with Medical Captives

Highlights   A medical captive as part of a self-funding arrangement is a non-traditional health insurance approach that benefits advisors and their clients. Advising companies in a medical captive can help you deepen relationships with clients and set you apart as a...

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