Europe has benefited from falling inflation and positive GDP revisions. Wage increases and improved corporate governance standards are among some of the reasons we maintain a positive view of Japan heading into the second half of the year. Chinese equities maintain attractive valuations.
2024 overview
The results of the European parliamentary elections in early June saw a surge in support for far-right parties, particularly in France and Germany. This comes after a difficult year impacted by higher costs of living, monetary tightening, and a contracting manufacturing sector. However, we are seeing a turnaround in Europe, whose GDP grew by 0.3% in the second quarter of 2024, reversing a...
US primary insurer Allstate has reported that its pre-tax catastrophe losses for the third-quarter of 2024 reached $1.7 billion, with $630 million of that total due to hurricane Helene.It follows $2.1 billion of reported pre-tax catastrophe losses for the second-quarter of this year.
Readers might be aware that Allstate’s catastrophe bonds that provide it with annual aggregate reinsurance protection see their risk period beginning as of April 1st.
So, the pre-tax catastrophe loss total for the first-half of that annual aggregate catastrophe bond risk period now stands at $3.8 billion.
It’s important to note that it is not possible to estimate how much of the retention sitting beneath the...
Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...
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On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling. This lawsuit was filed in 2018 by 18 states as a...
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Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring...
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Affordable housing developments are a critical component of building a strong economy, and the need for affordable housing today is urgent. According...
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On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate...
Working out the type of business insurance your organisation requires can seem like a minefield at first. There are many factors to consider and you may not be sure of exactly what you need to include in your insurance...
California state government and healthcare interests have achieved an agreement on the spending of billions of dollars generated by the Managed Care Organization tax on insurance plans. The deal is intended to underpin a major investment in healthcare in...
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In a 6-3 decision today, the U.S. Supreme Court has blocked the enforcement of OSHA’s emergency temporary standard (ETS) related to COVID-19...
The Michigan No-Fault medical fee schedule imposes restrictions on reimbursement rates for medical care providers who care for and treat car accident victims. Although...
Picking the right health coverage makes a difference in your family's physical and financial wellness. Since
open enrollment only falls during a limited time,...
How to hold a driver responsible for vehicle damage under the Michigan mini tort
If the at-fault driver who damaged your car refuses pay on your mini tort claim, then you have two options for holding the driver accountable:...
A century from now, business historians will still be studying how Tesla recreated the automotive and transportation industry. The lessons they learn will be the same that can drive insurance technology decisions today.
For starters, Tesla conquered the twin issues...
Employers looking to support their staff amidst mental health challenges will be able to use a set of guidelines from the Workplace Safety and Health (WSH) Council, which will be launched in the first quarter of 2025. The guidelines...
Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...
If you are able, take photos to document circumstances of the accident.
Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next?...
You don’t need to be a millionaire to leave a meaningful legacy to your loved ones. Here, how to begin thinking of your legacy, and how to begin building it now, in both monetary and value-based waysby Anna Davies...
Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.
Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...
Pet insurance is becoming increasingly popular among cat owners, and for good reason. Cats, just like humans, can experience unexpected health issues that require medical treatment. Unfortunately, veterinary costs can quickly add up, leaving pet owners faced with difficult...
Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...
Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023 | Wellness
A trip to the grocery store probably feels a little different today than it did a few years...
Last Updated on January 25, 2021 by admin
There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...
Be proactive about preparing for the danger of wildfires.
Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations.
Let’s discuss the why,...
Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...
Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...
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On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling. This lawsuit was filed in 2018 by 18 states as a...
Workers Compensation Insurance – Essential For Business Owners And EmployeesWorkers Compensation Insurance is required for businesses with more than one employee. If you own a business that has a work environment that’s a bit insecure, make sure you have...
What the Tesla Cybercab Means for the Future of Autonomous Vehicles
Tesla recently unveiled its new robotaxi, the Cybercab, at the Warner Bros Studios in Burbank, California. With a design that throws traditional driving controls like pedals and a steering...
Choosing Between Hip and Gable Roofs: A Practical GuideWhen comparing hip vs gable roof types, each has its own strengths and weaknesses depending on your needs and climate. Here’s a quick snapshot to help you decide:Hip Roof:– More stable...
General liability insurance construction is a must-have for any construction business. This type of insurance is essential because:It covers bodily injury to people outside your business.It protects against property damage to third parties.It includes coverage for personal and advertising...
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Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...
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On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling. This lawsuit was filed in 2018 by 18 states as a...
Fall is a great time for apple picking, touch football, corn mazes — and flu shots. While flu vaccines are available for multiple months, getting one as early as you can offers maximum protection for yourself and others. If...
Massive shifts have transformed workplaces and the world, including the insurance industry. From the advent of AI and digital innovations to evolving customer expectations, each era has brought challenges and opportunities within the insurance industry.
Spanning multiple generations, the CH...
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With the recent FDA approval of the Pfizer COVID-19 vaccine, more companies have announced plans to mandate the vaccine. However, given today’s extremely competitive labor market, some organizations believe a vaccine mandate would further hinder their ability...
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Chad Duke, Vice President/Risk Advisor, and Pim Jager, Vice President/Benefits Consultant, were recently featured on the ESOP Podcast discussing captive insurance and Scott Insurance’s collaboration with the National Center for Employee Ownership (NCEO) to create two new...
If you’re a small business owner looking for commercial property insurance, here’s what you need to know at a glance:Protection: Safeguards your business’s physical assets, like buildings and equipment, against risks such as fire, theft, and natural disasters.Importance: Without...
June is Men's Health Month, a time to focus on the well-being of men and promote healthy habits. It's concerning that inactive men are sixty percent more likely to suffer from depression than those who exercise regularly. Men have...
