If you’ve ever bought, or leased, a car there’s a pretty good chance you’ve been told you need “full coverage” auto insurance while under a loan or lease. But what exactly does that mean? Honestly, there is no such thing. It is not a term generally used by insurance companies because no insurance company will be able to cover 100% of all situations, which is why so many companies do not use the term “full coverage.” The definition of full coverage is going to vary largely by the person and the situation.
What does “full coverage” actually mean?The answer to this question lies in who is asking....
There are many choices you need to make when it comes to choosing the right car insurance. When it comes to customizing your policy, one of the biggest decisions is what deductible amount you will choose.
What is a deductible in auto insurance?Your deductible is the amount of money you will have to pay toward fixing or repairing your car before your insurance kicks in. Deductibles typically only apply to collision and comprehensive coverage. (There may be other cases where you could have a deductible so ask your agent about all coverages with deductibles.)Here’s an example scenario: Let’s say you’re involved in...
Life Insurance can be a complicated subject. It is considered an investment when it provides protection for your beneficiaries upon your death. The need...
Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...
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On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling. This lawsuit was filed in 2018 by 18 states as a...
Hurricane Milton is estimated to have caused total insured losses of between $17 billion and $28 billion, CoreLogic has said, with this figure including...
Deductibles in health insurance are a set amount you’ll have to pay for healthcare annually before your insurer begins paying for your healthcare expenses....
According to the American Medical Association, people in the U.S. spend more than
$4 trillion on healthcare services annually. This figure may sound exaggerated, but if you’ve sought out medical treatment recently, you know just how costly healthcare can...
Fall is a great time for apple picking, touch football, corn mazes — and flu shots. While flu vaccines are available for multiple months, getting one as early as you can offers maximum protection for yourself and others. If...
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Even though many academics are sounding the alarm over the housing affordability crisis in the United States, the affordability problem continues to...
Finding the right health insurance
coverage requires diligent planning and the help of a good health insurance broker. After completing the paperwork during the...
How to Address Today's Cyber Threat
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High-profile cyber attacks like the Microsoft Exchange server hack, the SolarWinds Orion software compromise and the Colonial...
Offering The Best Coverage Bogle Agency Insurance of Lyndhurst NJ offers Chubb Masterpiece Auto Preference automobile insurance to NJ drivers. This is the broadest automobile...
“The boat is safer anchored at the port, but that is not the aim of boats.”― Paulo Coelho, The Pilgrimage
Did you know that you are not required to have boat insurance to operate a vessel on the water in...
Navigating today’s cyber & data security landscape
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Businesses in every industry are facing cyber threats with increasing frequency and severity. It is no longer a question of if your organization will experience a cyber incident, but when. From...
School is officially in session. And while kids are brushing up on their math and language arts skills, there are still lessons for the rest of us to learn, too—like: Is it ever OK to go around a stopped...
Ah, life insurance. A pillar of financial security, a safety net for loved ones, and… a potential tax tango? While the primary purpose of life insurance isn’t to enrich Uncle Sam, there are indeed scenarios where this financial instrument...
Hurricanes can be among nature’s most destructive events.
Atlantic hurricane season runs from June 1 to November 30, though storms can take place outside of those dates. Take steps to minimize damage and speed...
Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...
When it comes to protecting your home, homeowners insurance is a must-have. Understanding the ins and outs of homeowners insurance is essential for every homeowner. In this article, we will delve into what homeowners insurance is, why it is...
Last Updated on March 17, 2021 by adminTemporarily Closed Holiday Letting Properties – Updated 17th March 2021We appreciate the significant impact that government measures to control the spread of the coronavirus is having on all businesses, not least self-catering...
Just as you would before any important purchase, do some research before buying insurance.
Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...
Last Updated on January 25, 2021 by admin
There has been much media coverage of the Supreme Court Judgement made on the 15th January 2021 regarding the FCA Test Case involving some insurers business interruption wordings. Understandably this has caused...
Last Updated on January 11, 2021 by adminNational Lockdown – Stay At HomeOn the 4th January 2021 the Government announced a third lockdown in England to control the rapid increase of coronavirus cases. The devolved administrations in Scotland, Wales...
Sharing a meal from the grill is a great way to kick off the summer this holiday weekend.
Memorial Day traditionally marks the beginning of summer: time to grill on the patio, take the...
Make yourself visible no matter the time of day.
The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a...
Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...
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On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling. This lawsuit was filed in 2018 by 18 states as a...
The New Year is a great time to set new goals and work on self-improvement. Often, people make resolutions to improve their health, finances, or relationships. However, one area that is frequently overlooked is estate planning. A simple will...
Your Yard’s Health. The more the leaves pile up and begin to break down, the more difficult they’ll be to clear away. If it snows before you’ve had a chance to rid your yard of them, they’re likely to...
The “Magnificent 7” refers to a group of leading tech companies — including Apple, Microsoft, Amazon, Alphabet (Google), Meta (Facebook), Tesla, and Nvidia — that have shown exceptional growth and market performance. While...
Commercial general insurance is a crucial safety net for businesses. By providing coverage against claims involving bodily injury, property damage, and advertising injury, it protects businesses from substantial financial losses. Whether you’re meeting clients in your Gainsville storefront or...
Spring/2023
Final expense insurance, also known as burial insurance, is a type of insurance policy designed to cover the costs associated with a person’s funeral and burial expenses.
This type of insurance is typically purchased by older adults who want to...
Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...
Save as PDF
On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling. This lawsuit was filed in 2018 by 18 states as a...
Finding
health insurance for your small business can be a daunting task, but Covered California for Small Business (CCSB) offers a solution that is flexible, cost-effective, and easy to manage. This state-sponsored service provides high-quality health and dental coverage...
A good health insurance broker will tell you that health insurance is an absolutely essential component for maintaining good health. Sometimes, people only think about getting treatment for something that has become an emergency scenario. However, there are so...
Analysts in the J.P. Morgan European equity research team have said that if hurricane Milton’s industry impact comes in between $20 billion and $40 billion, they “don’t see Milton driving a reinsurance market turn” in 2025.Estimates suggest hurricane Milton’s...
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We had a really good run with the stock market over the past 10+ years. It seemed like the market was on a nonstop race to higher and higher levels. In fact, many...
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Life insurance is an essential part of financial planning, providing financial protection for your loved ones in the...
General liability insurance construction is a must-have for any construction business. This type of insurance is essential because:It covers bodily injury to people outside your business.It protects against property damage to third parties.It includes coverage for personal and advertising...
