Thursday, November 7, 2024

How to Prioritize Employees’...

Highlights  Small to midsize companies are focusing on new employer healthcare priorities, including affordability,...

Second Cornerstone: Collaboration

At CH Insurance, COLLABORATION stands at the forefront of our values, a key...

Medicaid vs Private Health...

“This post may contain affiliate links, if you click a link we may...

No Longer Qualify for...

Your health coverage is important to you. If you reside in the state...

How to Track Your Allstate Auto Insurance Claim...

A top question readers ask is, “How do I track my insurance claim with Allstate?” Easily track the progress of your Allstate auto insurance claim by going to Allstate’s website, downloading the mobile app, calling an Allstate representative, or setting up email and text alerts. Staying up-to-date on your Allstate claims status can significantly speed up your settlement, and the company offers convenient tools to help. Our comprehensive guide answers questions such as, “Does Allstate pay claims properly?” and explains the Allstate claims process. If your rates went up after an Allstate claim, enter your ZIP code into our free quote tool above to compare rates from the...

Cybersecurity in the Age of AI

Save as PDF Since ChatGPT was released just over a year ago, business leaders in nearly every industry are increasingly investigating the potential uses of artificial intelligence (AI). Although AI may be the buzzword today with approximately 10,000 new AI tools hitting the market in 2023 alone, most professionals have used or interacted with some form of AI on a near-daily basis for the past two decades. As AI advanced during the 1990s and early 2000s, cybersecurity companies realized it could prove invaluable to keeping information and systems safe. Unfortunately, hackers also realized the potential AI could have in successfully attacking and compromising valuable data. Some of the leading...

Renters Insurance: The Important Things College Students Need to Know

As a college student, we know there’s a lot on your mind as the school year approaches. From meeting new friends and gaining independence...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

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How Insurance Agents Can Make Money With Digital Marketing Online?

This article highlights the ideal strategies that can help insurance agents leverage websites, directories like Agency Height, and various social media platforms to...

Understanding Roadside Assistance and Best Roadside Assistance Car Insurance USA 2024 

Roadside assistance is a support service designed to help drivers when they experience unexpected issues with their vehicles. It ensures you are not...

What You Need to Know

With the arrival of early spring, hail season is upon us, bringing the potential for costly property damage. According to recent reports, hail is...

PGGM / PFZW invest $200m into Mt. Logan Capital Management structure Scenery Re

PGGM, the Dutch pension investment manager has allocated $200 million to a new quota share structure named Scenery Re on behalf of its end-client...

Are Surcharges an Option for Unvaccinated Employees?

Save as PDF With the recent FDA approval of the Pfizer COVID-19 vaccine, more companies have announced plans to mandate the vaccine. However, given today’s...

A Deeper Dive into Insurance Claim Denials (with Sources)

Understanding the reasons behind a denied claim is only the first step in the labyrinthine journey towards resolution. Each path presents its own hurdles and opportunities, demanding a strategic approach and unwavering perseverance. Delving into Policy Exclusions: Policy wordings, while...

What Happens If My Neighbor’s Tree Falls in My Yard?

For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners’ insurance could help cover the cost of removing the tree...

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Cosmetic Dentistry Coverage: When Does Dental Insurance Pay for Veneers, Whitening & More?

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Cosmetic dentistry has...

You Just Got Your Idaho Contractor License, Now What?

Getting your Idaho Contractor license is a significant milestone in your career, opening the door to a wealth of opportunities in the construction industry....

How Should I Drive in Heavy Rain?

It starts with a few innocent raindrops on the glass.At first, you might not even bother to turn on the windshield wipers. But judging...

What Homeowners Need to Know

Welcome to Insurance Talk, your go-to source for all things insurance! Today, we’re diving into a crucial yet often misunderstood topic—wildfire binding restrictions—and how...

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Cybersecurity Best Practices | Scott Insurance

Navigating today’s cyber & data security landscape Save as PDF Businesses in every industry are facing cyber threats with increasing frequency and severity.  It is no...

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How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

Healthy Eating Tips on a Budget

Yes, eating well without breaking the bank is possible. Here’s how to do itby Virginia Anderson October 25, 2023  |   Wellness A trip to the grocery store probably feels a little different today than it did a few years...

Protect Yourself from Holiday Defects with Consumer Protection Advice — Legal Insurance Blog — January 16, 2024

We exchange gifts with our loved ones, colleagues, and associates during the holiday season. It’s often a fun and joyous time, but sometimes, despite careful selection and preparation, the bought gifts cannot and do not delight recipients. We sometimes...

Empire Life Blog 2024 Semi-annual Market Outlook: Canadian equities

The Bank of Canada has expressed confidence that inflation will continue to move towards the 2% target. Canadian consumers will require further rate cuts and more time to alleviate pressure from their large debt-loads. The Trans Mountain Pipeline and...

The 2 Minute Foundation and Boshers Holiday Home Insurance

Last Updated on July 31, 2024 by adminDid you know that Boshers Insurance do more than provide high-quality insurance for Holiday Home owners? We also support The 2 Minute Foundation, a charity whose vision is to clean up the...

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

Covid-19 Holiday Let Cleaning Guidance

Last Updated on April 6, 2022 by adminIn response to the Covid-19 pandemic, the hospitality and tourism industry have pulled together to produce protocols across all sectors, including specific Covid-19 Holiday Let Cleaning Guidance for self-catering properties. The Covid-19...

Government shuts the door on second home tax loophole

Last Updated on January 17, 2022 by adminGenuine small holiday letting businesses in England to be protected by closure of second home tax loopholeOwners of second homes in England who abuse a tax loophole by claiming their often-empty properties...

Government launches review into short-term tourist accommodation

Last Updated on July 2, 2024 by adminA review into the effect of short-term holiday lets aims at improving the holiday letting market for those living in popular tourism destinations.Call for evidence aims to understand impact of increase in...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

Fire safety regulations for holiday homes in England and Wales

Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...

Get ‘hurricane ready’ before storms threaten home or business

Hurricanes can be among nature’s most destructive events.   Atlantic hurricane season runs from June 1 to November 30, though storms can take place outside of those dates. Take steps to minimize damage and speed...

Glenn Insurance Honors Military Family Members on Veterans Day 2022

New Jersey Doesn’t Require Boat Insurance. Get it Anyway.May 26, 2022May 26: Closing at 12:00pmMay 25, 2023 Capt. Richard I. Risely, Union Army, Civil War. He is Tim Glenn’s Great, Great Grandfather.         We at Glenn Insurance support our men and women...

Glenn Insurance & Nationwide Donate $2,000 to Support Avanzar’s Mission in South Jersey

(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

Electric Bicycles in Colorado – Bolder Insurance

With the popularity of Electric Bikes, it’s important to understand the rules.  According to the Colorado General Assembly the following is how E-bikes are treated in the state of Colorado.Each County or City have additional rules and restrictionsFor the...

Responsible Spending During the Holidays — Legal Insurance Blog — December 12, 2023

The holiday season is a time of joy and cheer, where families and friends come together to celebrate and exchange gifts. However, with the excitement of the holidays, it is easy to overspend and end up with a mountain...

June is Men’s Health Month

June is Men's Health Month, a time to focus on the well-being of men and promote healthy habits. It's concerning that inactive men are sixty percent more likely to suffer from depression than those who exercise regularly. Men have...

It’s That Time of Year Again – Do You Know How to Be Compliant in Handling Your MLR Rebate?

Employers with insured group health plans may soon receive a medical loss ratio (MLR) rebate from their health insurance issuers. Issuers who did not meet the applicable MLR percentage for the last calendar year must provide rebates to plan...

Shoreham Bank Physician Mortgage Review (Updated 2024)

For those working in medicine, getting a mortgage can be tough because of big student loan debts and how their income can change...

WPS Health Blog | WPS Health Insurance

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Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

5 Ways to Remain Productive After Equipment Malfunctions

Equipment malfunctions can severely disrupt business operations, leading to delays and lost productivity. Whether it’s a computer crash, machinery failure, or technical breakdown, these unexpected issues can disrupt your workflow. However, maintaining productivity despite such challenges is central to...

7 Simple Steps You Can Do to Protect Your Business Data

One of the most valuable assets for any business is its data. Like any business, small businesses are susceptible to cyberattacks. Safeguarding your company’s data is not just about avoiding financial loss—it’s about protecting customer and employee information, maintaining public...

Affordable Housing’s Growing Insurance Problem

Save as PDF Even though many academics are sounding the alarm over the housing affordability crisis in the United States, the affordability problem continues to intensify. Recently, researchers at Freddie Mac increased their 2018 housing shortage estimation by 52% to...

Are Surcharges an Option for Unvaccinated Employees?

Save as PDF With the recent FDA approval of the Pfizer COVID-19 vaccine, more companies have announced plans to mandate the vaccine. However, given today’s extremely competitive labor market, some organizations believe a vaccine mandate would further hinder their ability...

Ladder Strategy Approach: Multiple Term Policies Designed for Specific Time Frames

“This post may contain affiliate links, if you click a link we may earn a commission if you purchase from that merchant.” Life insurance is an essential part of financial planning, providing financial protection for your loved ones in the...

Are Corporate Officers Exempt from Workers Compensation in Florida? Top 3 Crucial Facts (2024)

Are corporate officers exempt from workers compensation in Florida? The answer is yes, but it depends on various factors like the industry and business structure. Here’s a quick rundown:Construction Industry: Corporate officers with at least 10% ownership can apply...

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