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Does auto insurance cover...

What You Should Know Collision insurance pays for your car damages if you hit...

Empire Life Blog 2024...

Fiscal stimulus remains an upside risk to growth in both Canada and the...

What is electric bike...

Electric bike insurance, or e-bike insurance, is an insurance policy to protect you...

To Lease or Finance a Car?

img#bf_image-6710b26b29407 { width: 1600px; }@media screen and (max-width: 768px) { img#bf_image-6710b26b29407 { width: 100vw; } } Deciding between leasing and financing a car is a common dilemma for many prospective car owners. This decision carries significant financial implications and can also reflect personal lifestyle choices. Whether you prioritize having the latest model or prefer the long-term benefits of ownership, you want to weigh each option’s pros and cons. Moreover, your choice can affect your insurance premiums and coverage needs, making it essential to consider all aspects before committing. Pros and Cons of Leasing Leasing a car offers several advantages, making it an attractive option for specific demographics: Access to Better Quality Vehicles: Leasing allows you...

Applied Epic Management System Reviews 2024

Applied Epic® is the world’s most widely used management platform. It allows you to manage and maintain a clear picture of your entire agency across all roles, locations and lines of business, including both P&C and benefits.Our Applied Epic software is browser-native, so your team is able to easily access data, minimize software management and more quickly realize the value of new capabilities. Build your agency on a system that automates back-office operations, keeps your front office sales team connected, and integrates with customer service and insurer connectivity technologies. Top 5 Key Benefits Give your P&C and Benefits brokers a single place to operateEmpower your...

Disability Insurance Serves a Family – Twice!

Valerie King was not a believer. When she transitioned from her medical residency to practicing as an emergency room physician, she didn’t think she...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

Featured

Affordable Housing’s Pull Cord Problem and the Unintended Insurance Ramifications

Save as PDF The affordable housing community, specifically HUD Section 202 for elderly housing, is experiencing an avoidable crisis. This crisis originates from the expanded...

Captive Insurance for ESOP Companies

Save as PDF Chad Duke, Vice President/Risk Advisor, and Pim Jager, Vice President/Benefits Consultant, were recently featured on the ESOP Podcast discussing captive insurance and...

Post-event cat bond pricing “quite different” with Milton compared to Ian: Icosa

Highlighting the still wide-range of uncertainty in insurance market loss estimates after hurricane Milton, catastrophe bond investment manager Icosa Investments AG has noted that...

Paycheck Pressure: How Financial Stress Crushes Employee Productivity

Work needs to be done and bills need to be paid. An employee must grapple with the reality of life as soon as they...

How Insurance Agents Can Make Money With Digital Marketing Online?

This article highlights the ideal strategies that can help insurance agents leverage websites, directories like Agency Height, and various social media platforms to...

Top 4 Fall Driving Hazards (And How to Handle Them)

The start of fall brings a lot of welcome things: a new school year, cooler temps and changing leaves. You may not notice it right away, but your daily commute is affected by the shorter days and changing weather, too....

When is a Car Considered Totaled—And What Happens When It Is?

The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is...

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Must know

Important Things To Remember When Buying Health Insurance

Picking the right health coverage makes a difference in your family's physical and financial wellness. Since open enrollment only falls during a limited time,...

CashBackHealth: A New Cost Savings Solution to Drive High-Quality Health Care

Save as PDF The Scott Benefit Services team is excited to announce the launch of a new solution to help employers positively impact costs and...

In California, Mandated Insurance Saves the Taxpayers Money

A good health insurance broker will tell you that health insurance is an absolutely essential component for maintaining good health. Sometimes, people only think...

New Financial and Retirement Planning Campaign Launches in Singapore

Singapore has recently launched the 2024 campaign, aimed at empowering individuals to take charge of their financial futures. The initiative offers accessible and actionable...

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Shoreham Bank Physician Mortgage Review (Updated 2024)

For those working in medicine, getting a mortgage...

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ACA Marketplace Rising and Other Plans Losing Members

The federal government’s ACA Marketplace is seeing more signups than ever since its creation after the Affordable Healthcare Act was passed in 2010. In this year’s open enrollment, the Marketplace could see its highest number of new signups ever....

Your Guide to Purchasing a Home Security System

In today’s world, home security has become a top priority for homeowners looking to protect their property and loved ones. With burglaries and home invasions a constant concern, investing in a reliable home security system can provide invaluable peace...

Empire Life Blog 2024 Semi-annual Market Outlook: Global equities

Europe has benefited from falling inflation and positive GDP revisions. Wage increases and improved corporate governance standards are among some of the reasons we maintain a positive view of Japan heading into the second half of the year. Chinese...

Builders Risk Insurance & Winter Prep for Construction Sites

As winter approaches, builders and contractors face unique challenges regarding construction sites. The cold temperatures, snow, and ice can put your project at risk. However, with the right planning and insurance, you can protect your investment and keep your...

Allstate Files Patent Application For “Insurance VR Simulator”

Virtual reality, or VR for short, may have some limited applications outside of video games and entertainment, but major US insurer Allstate Insurance Company believes there is potential in the technology for use in the insurance industry. Last week...

Learn about insurance so you can choose like a pro

Just as you would before any important purchase, do some research before buying insurance.   Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...

How to Save Money on Holiday Travel

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023  |   Money The holidays are nearly upon us, which means it might...

4 must-read retirement planning books

The post 4 must-read retirement planning books appeared first on Blog | Haven Life.

Best Pet Insurance for Cats

Pet insurance is becoming increasingly popular among cat owners, and for good reason. Cats, just like humans, can experience unexpected health issues that require medical treatment. Unfortunately, veterinary costs can quickly add up, leaving pet owners faced with difficult...

Prepare your property for wildfire, then review plans annually

Be proactive about preparing for the danger of wildfires. Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. Let’s discuss the why,...

Insurance That Gives Back

Last Updated on July 4, 2024 by adminBoshers Insurance is headed by Jason Jackson, who has worked in the insurance industry for 36 years. Jason is an avid history fan and enjoys travelling both abroad and within the UK....

Fire safety regulations for holiday homes in England and Wales

Last Updated on June 11, 2024 by adminFull length, written fire risk assessments, covering all aspects of fire safety, have become a legal requirement for properties offering sleeping accommodation to paying guests from the 1st October 2023. This means...

Help your insurance agent help you

Your agent is best positioned to advise you when they have all the facts.   Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...

Pandemic put spotlight on virtual home inspections

Virtual home inspections, necessary during the pandemic, remain popular because of convenience.   When you buy home insurance, the amount of coverage you purchase should be the amount that it would cost to rebuild...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

Understanding Disability Insurance NJ

Disability insurance may not be a topic that comes to mind often, but it plays a vital role in safeguarding your financial security. Unexpected health challenges or accidents can happen to anyone, causing a significant impact on your ability...

Tornado Damage During Hurricanes: Navigating the Deductible Dilemma

Note: This guest post is by Frederick “Beau” Kron, an Independent Adjuster, Trainer, Appraiser & Umpire. He has written this post as an Independent Adjuster and not on behalf of the IAUA. Opinions expressed are solely his own and...

What Employers Should Know About Seasonal Employment

Many organizations rely on seasonal workers to supplement their regular workforce during peak times. Your immediate thought upon reading this might be that this is about determining benefits eligibility under the Affordable Care Act (ACA). Well, that’s only part...

Empire Life Blog 2024 Semi-annual Market Outlook: Canadian equities

The Bank of Canada has expressed confidence that inflation will continue to move towards the 2% target. Canadian consumers will require further rate cuts and more time to alleviate pressure from their large debt-loads. The Trans Mountain Pipeline and...

Frandsen Physician Mortgage Review (Updated 2024)

Frandsen Bank & Trust has a special loan offer for medical professionals living in Minnesota and Wisconsin. This physician loan is great because...

UNDERSTANDING FINAL EXPENSE: A Comprehensive Guide To Funeral Insurance

Spring/2023 Final expense insurance, also known as burial insurance, is a type of insurance policy designed to cover the costs associated with a person’s funeral and burial expenses. This type of insurance is typically purchased by older adults who want to...

Best of Artemis, week ending October 20th 2024

Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...

Supreme Court Rejects Challenge to the ACA’s Individual Mandate

Save as PDF On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling.  This lawsuit was filed in 2018 by 18 states as a...

Four Cornerstones of CH Your go-to partner commercial insurance

"Everything we're about here at CH rests on Four Cornerstones," says Joe Convertino Jr., President of CH Insurance. "Clients and Carrier Partners can always rest easy knowing we're in their corner. And these four cornerstones are the foundation for...

Storm Clouds Over Sunshine: Florida’s Home Insurance Market in Crisis

Florida, the land of sun-kissed beaches and vibrant sunsets, is also facing a formidable storm – a crisis brewing within its home insurance market. Homeowners across the state are grappling with skyrocketing premiums, non-renewals, and limited policy options, leaving...

Why are Homeowners Insurance Rates Increasing?

Save as PDF Over the past few years, nearly every homeowner in the U.S. has seen an increase in their homeowners insurance premium. According to Money.com, an independent publisher, recent year-over-year premium increases have averaged 20%, and policyholders should expect...

You Just Got Your Idaho Contractor License, Now What?

Getting your Idaho Contractor license is a significant milestone in your career, opening the door to a wealth of opportunities in the construction industry. Whether you’re planning to start your own business or join an established firm, this license...

Engines of Growth: Building Insurance Business Models That Reflect Today’s Reality

If there was ever a time to let necessity drive the business, it’s now. The future won’t be captivated by yesterday’s achievements, and tomorrow’s plans won’t come to fruition without an insurance business model that understands there are different...

7 Secrets to Finding a TPA that Fits Your Needs

Self-funding is an ideal way for small to midsize businesses to save on health insurance costs. Part of the self-funding puzzle is finding a TPA that will meet your needs and help you enjoy the benefits that self-funded insurance...

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