The holiday season is a time of joy and cheer, where families and friends come together to celebrate and exchange gifts. However, with the excitement of the holidays, it is easy to overspend and end up with a mountain of credit card debt. For most people, the holiday season is a tremendous financial strain that can take months to recover. But it does not have to be this way. A financial wellness counselor can help you create a holiday budget to maintain limits on gift spending.
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