Having a car insurance is as essential as having a car. In accordance with the 1988 Motor Vehicle Act, it is mandatory to purchase vehicle insurance when you buy a car in India. It is always advisable to pay close attention when you purchase vehicle insurance.


Here are some common mistakes to avoid when buying a car insurance.


Purchase a policy with the lowest premium rate


You should not consider a vehicle policy, not just because of its lowest premium. You should consider its offers and the benefits you get from the police. The company offering the lowest premium may not always be reliable.
Many prefer to buy an insurance policy offline, thinking that it will not have an additional cost. In fact, companies offer cheaper fonts when they are purchased online.


Vehicle transfer


This is one of the most common mistakes made when buying a vehicle. When you buy a used vehicle, you must remember to transfer and register the vehicle in your name. Otherwise, you will not be eligible for the insurance claim in the future.


Compare policies online


When you buy or renew vehicle insurance, always try to compare your contract with other providers. You can even get good deals and discounts for policies.


Correct information


Some people do not bother to provide details to policy providers. You must provide essential information such as your name, address, date of purchase, engine number, class of vehicle, engine size, number of seats, etc. for the vehicle to be covered as needed.



You should always prefer the vehicle insurance according to your needs, which ensures that the vehicle is covered when needed.