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FEMA has introduced the largest reform to the National Flood Insurance Program (NFIP) rating system since its inception in 1968. The NFIP program premium will now be determined by the risk assessment at individual property levels versus the current more standardized, one-size-fits-all approach.
Factors that Determine the Updated Insurance Premium
Factors that will determine the updated insurance premium are:
Property’s elevations within a flood zone
Foundation type
Height of the lowest floor of the structure in relation to the base flood elevation
Property’s distance from sources of flooding (rivers or coastal areas)
Types of flooding that could impact property (flash flooding and riverine)
Replacement cost value of structures
Limits on annual rate increases...
A strong benefits package is critical to your company's ability to thrive in the market. When you hire a health insurance broker, you are hiring an intermediary between your company and the insurance provider. How you spend your company's money finding an insurer is up to you, but brokers can help you find deals you wouldn't otherwise have access to. Understanding how you pay for help may help you see a broker's value. How Can a Health Insurance Broker Help You Remain Within Budget?
A major misconception is that independently finding group insurance is more affordable than working with a broker. Brokers can be integral to keeping your...
This blog is provided for information only and is not a substitute for professional advice. We make no representations or warranties regarding the accuracy...
Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...
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On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling. This lawsuit was filed in 2018 by 18 states as a...
As Malaysia’s Vehicle Entry Permit (VEP) enforcement deadline of October 1st, 2024, approaches, many Singapore drivers are facing growing uncertainty. The VEP is a...
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For many middle-market companies, health insurance plan years begin either December 1 or January 1. This means that many employers will soon...
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Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring...
If you’re nearing retirement age, you’re probably feeling excited about the transition, but might also feel apprehensive. While these years afford more freedom to enjoy your interests, they also come with a potentially confusing shift to Medicare insurance from
individual...
California state government and healthcare interests have achieved an agreement on the spending of billions of dollars generated by the Managed Care Organization tax on insurance plans. The deal is intended to underpin a major investment in healthcare in...
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Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics....
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On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate...
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Chad Duke, Vice President/Risk Advisor, and Pim Jager, Vice President/Benefits Consultant, were recently featured on the ESOP Podcast discussing captive insurance and...
The federal government’s ACA Marketplace is seeing more signups than ever since its creation after the Affordable Healthcare Act was passed in 2010. In...
More than 8 million Medicare Part D enrollees are set to benefit from the
Medicare Drug Price Negotiation Program. The program empowers Medicare to negotiate with drug manufacturers and lower the prices of select medications covered under Medicare Part...
Understanding the reasons behind a denied claim is only the first step in the labyrinthine journey towards resolution. Each path presents its own hurdles and opportunities, demanding a strategic approach and unwavering perseverance.
Delving into Policy Exclusions: Policy wordings, while...
As we celebrate National Immunization Awareness Month in August, it is crucial to recognize the significant impact of vaccines in preventing diseases among adults aged fifty and older. The Adult Vaccine Access Coalition reveals that the United States allocates...
Ladder safety is something many overlook, but it’s crucial to preventing serious injuries. In fact, more than 164,000 ladder-related injuries result in emergency room visits every year, according to the Consumer Product Safety Commission (CPSC). Whether you’re tackling home...
Hurricanes can be among nature’s most destructive events.
Atlantic hurricane season runs from June 1 to November 30, though storms can take place outside of those dates. Take steps to minimize damage and speed...
Last Updated on January 11, 2021 by adminNational Lockdown – Stay At HomeOn the 4th January 2021 the Government announced a third lockdown in England to control the rapid increase of coronavirus cases. The devolved administrations in Scotland, Wales...
When it comes to protecting your home, homeowners insurance is a must-have. Understanding the ins and outs of homeowners insurance is essential for every homeowner. In this article, we will delve into what homeowners insurance is, why it is...
Just as you would before any important purchase, do some research before buying insurance.
Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their...
Last Updated on November 19, 2021 by adminBoshers has donated its £3,750 grant from Ecclesiastical Insurance to The 2 Minute Foundation. The funding will help achieve their aims to see a world without plastic litter and pollution and to...
(From left to right: Michael F. Thomas, Executive Vice President, Glenn Insurance; Susan Sykes, Senior Commercial Lines Underwriter, Glenn Insurance; Tim Glenn, President, Glenn Insurance; Claudia Ratzlaff, CEO, Avanzar; Cheryl Tamasitis, Associate Vice President, Nationwide; and Ross Setlow, Territory...
New Jersey Doesn’t Require Boat Insurance. Get it Anyway.May 26, 2022May 26: Closing at 12:00pmMay 25, 2023
Capt. Richard I. Risely, Union Army, Civil War. He is Tim Glenn’s Great, Great Grandfather.
We at Glenn Insurance support our men and women...
Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible tripby Nicole Dieker October 30, 2023 | Money
The holidays are nearly upon us, which means it might...
Your agent is best positioned to advise you when they have all the facts.
Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s...
Be proactive about preparing for the danger of wildfires.
Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations.
Let’s discuss the why,...
Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...
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On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling. This lawsuit was filed in 2018 by 18 states as a...
As we approach the Medicare Annual Election Period (AEP), it’s crucial to stay informed about the options and changes that can impact your healthcare. Every year, the Medicare landscape evolves, and the Annual Election Period is your opportunity to make sure your Medicare...
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The Kovacic Family’s Real Life Disability Insurance Story
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The post The Kovacic Family’s Real Life Disability Insurance Story appeared first on OPI Hilb Group NE.
Life Insurance Corporation of India has decided to launch a new insurance plan named Jeevan Utsav (Plan No. 871). Jeevan Utsav will be available for sale from 29-11-2023. The unique Identification of Jeevan Utsav is 512N363V01. LIC’s Jeevan Utsav...
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As pet owners, we all want the best for our furry friends. We provide them with love, attention,...
What is Old National Bank?
Old National Bank, formally known as Old National Bancorp, is headquartered in Evansville, Indiana. Established in 1834 and initially...
Here are the ten most popular news articles, week ending October 20th 2024, covering catastrophe bonds, ILS, reinsurance capital and related risk transfer topics. To ensure you never miss a thing subscribe to the weekly Artemis email newsletter updates...
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On June 17, 2021, the U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling. This lawsuit was filed in 2018 by 18 states as a...
Employees make your business work and help you achieve organisational goals. Over recent decades, there have been significant developments in the number of businesses investing in group health insurance policies for their staff.
Across Europe, the average spending per capita...
A strong benefits package is critical to your company's ability to thrive in the market. When you hire a health insurance broker, you are hiring an intermediary between your company and the insurance provider. How you spend your company's...
Traffic signals and violations have a bigger impact on your car insurance premium than you think. To maintain affordable insurance rates, apart from your credit score, age, location, vehicle usage and vehicle type, you will also need to...
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The world of life insurance is an ever-evolving landscape, and as a result, new products and strategies continue to emerge. Among them, indexed universal life insurance (IUL) has been garnering attention for its...
Highlights
Small to midsize companies are focusing on new employer healthcare priorities, including affordability, behavioral health access, and inclusive benefits for their employees.
Employers are taking steps to offer low or no copays for health insurance plans and increase mental health...
Next-gen computing and vehicle electrification are driving greater demand for electricity. Nuclear may be a source to help meet it; find out how in our latest Off the Cuff video with Ashley Misquitta, CFA, Senior Portfolio Manager and Investment...
